A Revocable Living Trust (RLT) has become a very common tool used by families to avoid probate, and court proceedings. A RLT is another legal entity which can own real estate. In most cases, once the trust is signed it is funded by transferring your real estate by deeding it, sometimes called grating it, to…Read More
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How does a Living Trust affect me and my family?
December 13th, 2016National Flood Insurance Program (NFIP) Changes Effective April 1st, 2016
May 2nd, 2016Two recent acts passed by Congress are resulting in changes to the National Flood Insurance program, or NFIP, effective 4/1/2016. Many of these changes are a result of the implementation of the Homeowner Flood Insurance Affordability Act (HFIAA) passed by Congress and signed into law in 2014 and the continued implementation of Biggert-Waters 2012 legislation…Read More
The Basics of the Workers’ Compensation Premium Audit
April 22nd, 2016The Workers’ Compensation Policy The concept of insurance is simple. It’s a contract between two parties where one pays a premium and the other is responsible for certain losses that may occur during a period of time. A workers’ compensation policy is a contract but when it comes to premium, it can get a little…Read More
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