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Archive for the ‘Commercial Lines’ Category

Don’t get caught short. Get extra coverage for an extra piece of mind.

Friday, August 17th, 2018

Dick Harris Insurance Agency wants you to know replacement cost coverage is perhaps the most important insurance coverage you can choose to protect your home. You want to know that if your home was destroyed by fire or other circumstance, you would have the available funds to rebuild to the same quality it was before…Read More

National Flood Insurance Program (NFIP) Changes Effective April 1st, 2016

Monday, May 2nd, 2016

Two recent acts passed by Congress are resulting in changes to the National Flood Insurance program, or NFIP, effective 4/1/2016. Many of these changes are a result of the implementation of the Homeowner Flood Insurance Affordability Act (HFIAA) passed by Congress and signed into law in 2014 and the continued implementation of Biggert-Waters 2012 legislation…Read More

The Basics of the Workers’ Compensation Premium Audit

Friday, April 22nd, 2016

The Workers’ Compensation Policy The concept of insurance is simple. It’s a contract between two parties where one pays a premium and the other is responsible for certain losses that may occur during a period of time. A workers’ compensation policy is a contract but when it comes to premium, it can get a little…Read More

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