Dick Harris Insurance Agency wants you to know replacement cost coverage is perhaps the most important insurance coverage you can choose to protect your home. You want to know that if your home was destroyed by fire or other circumstance, you would have the available funds to rebuild to the same quality it was before your loss.
Because home values and construction costs in California have risen significantly in recent years, we recommend you consider …adding our Dwelling Replacement Cost endorsement. This endorsement provides coverage over and above the coverage limit for your home to protect you against unexpected increases in your area for things like materials and labor. You can choose either 125, 150, or 200 percent of your home’s coverage limit.
Don’t get caught short. Get extra coverage for an extra piece of mind.
Call us today for more information (916) 960-0575